日前，Heilongjiang Branch of the People's Bank of China jointly issued Several Measures for Financial Support of Black Land Protection in Heilongjiang Province (hereinafter referred to as "Measures") with Heilongjiang Supervision Bureau of the State Administration of Financial Supervision and Administration, Heilongjiang Department of Agriculture and Rural Affairs, Provincial Department of Finance, Provincial Department of Water Resources, Provincial Local Financial Supervision and Administration.，Twelve specific measures are proposed around six key areas of black land protection，Help the construction of modern good farmland and the improvement of the province's comprehensive grain production capacity。
In strengthening the high standard farmland construction project credit support，"Measures" proposed，On the basis of increased investment，Take the lead in turning basic farmland into high-standard farmland，Work requirements for simultaneously expanding the scope of implementation of black land protection，Actively docking farmland construction, water conservancy projects, field supporting construction projects，Create and promote credit models such as "high standard farmland construction + agricultural land scale management" and "high standard farmland construction + agricultural socialization service"，Form a closed loop of credit release，Realize the project construction completely from the financial investment to the "finance + credit" comprehensive investment model upgrade，Fill the project construction fund gap。
In unimpeded farmland protection and restoration project loan channels，The requirements of the Measures，Aiming at the short board of lack of financial return of black land protection project，At the project approval stage，Organize financial institutions to participate in project financing design in advance，Adopt "soil erosion control + industry introduction" and other methods，Packaging into the industrial chain, supply chain value，Integrate project operation profit points，The project not only has the ecological function of black land protection，It also has the economic benefits of comprehensive treatment，Achieve self-balance of project financing income and sustainable construction and operation，Address obstructions to credit delivery。
Actively meet the financing needs of conservation tillage subjects，"Measures" pointed out，The social service subjects of scientific and conservation tillage such as organic fertilizer return to the field, soil testing and formula fertilization, deep loosening and deep ploughing，According to the agricultural production cycle and service characteristics，We will make targeted arrangements in terms of loan conditions, credit scale, loan interest rate, and approval time limit，We will focus on introducing credit models such as land trusteeship, farming services, and supply chains，Strengthen the means of providing credit services，Meet the financing needs of agricultural land industries such as planting and cultivation, grain and bean rotation, and efficient agriculture。
In terms of enriching financing means for green agricultural development, the "Measures" are clear, and the "Longjiang Green Gold Cloud Service platform" is used to efficiently carry out the assessment of green enterprises and projects in black land protection, and provide "one-to-one" financing services for warehousing enterprises。Promote financial institutions to innovate credit products such as planting carbon sequestration and increase sinks, and provide credit support for fields related to the ecological environment of black land, such as field ecological environment improvement, agricultural intensive production and green farming and recycling agriculture。
In the effort to support the moderate scale of agricultural business main financing，The requirements of the Measures，Focus on improving the comprehensive production capacity of black land，We will intensify efforts to cultivate new types of agricultural operators，We will accelerate the promotion of credit innovation models for foreign contracted land operators，And rely on agricultural big data，We will continue to expand the amount of single-family loans for the centralized continuous production of cultivated land, field custody, and large-scale planting subjects，Gradually, credit will be granted in full accordance with the needs of agricultural production funds。
In terms of increasing agricultural credit support such as high-end agricultural machinery and equipment, the "Measures" emphasize that for high-end intelligent agricultural machinery and agricultural equipment and key enterprises, determine the host bank mechanism, prioritize the allocation of credit resources, and provide personalized solutions。Actively help production enterprises or purchasers to increase credit。Explore credit models such as "government loan" and "agricultural machinery loan", and support the successful bidding enterprises to implement black land protection projects。
Source: Heilongjiang Daily
